Is Marriott Vacations Worldwide (VAC) stock halal?
Screened against AAOIFI Shari’ah Standard 21
Not settled. Marriott Vacations Worldwide (VAC) could not be confirmed either way under the AAOIFI Shari’ah Standard 21 screen. The interest-bearing debt test couldn’t be settled: The figures give 7.2% and 206.1%, on either side of the limit. Includes lease liabilities that may be ordinary rent, which AAOIFI does not count as borrowing. We show this as Needs Review rather than guess. Last checked 19 September 2026.
Marriott Vacations Worldwide needs further review under Halal / Islamic guidelines
AAOIFI Shari’ah Standard 21 Financial Audit
Figures from the latest annual report (the SEC filing or, for European companies, the ESEF annual report, where one exists, checked against Yahoo Finance) and a 36-month average market value.
| Test | Standard Limit | Actual Figure | Status |
|---|---|---|---|
| Main business | — | — | Pass |
| Interest-bearing debt | 30% | 206.14% | Review |
| Cash and interest-bearing investments | 30% | 14.73% | Pass |
| Prohibited income | 5% | 0.81% | Pass |
| Not just cash and debts | 90% | 6.94% | Pass |
Key Findings & Observations
- The interest-bearing debt test couldn’t be settled: The figures give 7.2% and 206.1%, on either side of the limit. Includes lease liabilities that may be ordinary rent, which AAOIFI does not count as borrowing.Source: AAOIFI Shari'ah Standard 21
Get an email when verdicts change
One email a month. No spam, unsubscribe any time.
Frequently Asked Questions about Marriott Vacations Worldwide Corporation (VAC)
Is Marriott Vacations Worldwide (VAC) stock halal?▾
Not settled. Marriott Vacations Worldwide (VAC) could not be confirmed either way under the AAOIFI Shari’ah Standard 21 screen. The interest-bearing debt test couldn’t be settled: The figures give 7.2% and 206.1%, on either side of the limit. Includes lease liabilities that may be ordinary rent, which AAOIFI does not count as borrowing. We show this as Needs Review rather than guess. Last checked 19 September 2026.
What is Marriott Vacations Worldwide's debt ratio under Islamic finance standards?▾
Under AAOIFI Shari’ah Standard 21, interest-bearing debt must stay under 30% of a company's 36-month average market value. Marriott Vacations Worldwide's ratio is about 206.1%.
How much dividend purification is required for Marriott Vacations Worldwide (VAC) stock?▾
Under AAOIFI Shari’ah Standard 21, shareholders should give away the part of their income that comes from prohibited sources: at most $1.18 per share for the latest financial year. This is an upper estimate: the exact figure is not reported, so it is the most the amount could be. The amount goes to charity, without counting it as one's own donation.
Does Marriott Vacations Worldwide operate in prohibited business activities?▾
AAOIFI Shari’ah Standard 21 excludes companies whose main business is prohibited, such as alcohol, pork, gambling, conventional interest-based finance and adult entertainment. Marriott Vacations Worldwide's main business is checked against these. For companies that file with the US SEC, revenue by division is also read from the filing, so a division in a prohibited business is counted. Where the check cannot be settled, the result is shown as Needs Review rather than guessed.
Other Halal & Shariah-compliant Consumer Cyclical Stocks
Explore other screened equities in the Consumer Cyclical sector.
Track your entire portfolio for Halal / Islamic compliance
Check whether your stocks, ETFs, and 401(k) holdings comply with AAOIFI Shari’ah Standard 21. Save stocks and keep every holding’s verdict in one place.