Is 3i Group Ord (III.L) stock halal?
Screened against AAOIFI Shari’ah Standard 21
Not settled. 3i Group Ord (III.L) could not be confirmed either way under the AAOIFI Shari’ah Standard 21 screen. The cash and interest-bearing investments test couldn’t be settled: The figures give 2.1% and 106.1%, on either side of the limit. Includes long-term investments that may be shares in other companies. We show this as Needs Review rather than guess. Last checked 18 September 2026.
3i Group Ord needs further review under Halal / Islamic guidelines
AAOIFI Shari’ah Standard 21 Financial Audit
Figures from the latest annual report (the SEC filing or, for European companies, the ESEF annual report, where one exists, checked against Yahoo Finance) and a 36-month average market value.
| Test | Standard Limit | Actual Figure | Status |
|---|---|---|---|
| Main business | — | — | Pass |
| Interest-bearing debt | 30% | 4.79% | Pass |
| Cash and interest-bearing investments | 30% | 106.13% | Review |
| Prohibited income | 5% | 1.12% | Pass |
| Not just cash and debts | 90% | 99.56% | Review |
Key Findings & Observations
- The cash and interest-bearing investments test couldn’t be settled: The figures give 2.1% and 106.1%, on either side of the limit. Includes long-term investments that may be shares in other companies.Source: AAOIFI Shari'ah Standard 21
- The not just cash and debts test couldn’t be settled: Almost all of the company’s assets are cash, investments and receivables, so it may be a cash shell. Check what it does before investing.Source: AAOIFI Shari'ah Standard 21
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Frequently Asked Questions about 3i Group Ord (III.L)
Is 3i Group Ord (III.L) stock halal?▾
Not settled. 3i Group Ord (III.L) could not be confirmed either way under the AAOIFI Shari’ah Standard 21 screen. The cash and interest-bearing investments test couldn’t be settled: The figures give 2.1% and 106.1%, on either side of the limit. Includes long-term investments that may be shares in other companies. We show this as Needs Review rather than guess. Last checked 18 September 2026.
What is 3i Group Ord's debt ratio under Islamic finance standards?▾
Under AAOIFI Shari’ah Standard 21, interest-bearing debt must stay under 30% of a company's 36-month average market value. 3i Group Ord's ratio is at most 4.8%.
How much dividend purification is required for 3i Group Ord (III.L) stock?▾
Under AAOIFI Shari’ah Standard 21, shareholders should give away the part of their income that comes from prohibited sources: £0.0599 per share for the latest financial year. The amount goes to charity, without counting it as one's own donation.
Does 3i Group Ord operate in prohibited business activities?▾
AAOIFI Shari’ah Standard 21 excludes companies whose main business is prohibited, such as alcohol, pork, gambling, conventional interest-based finance and adult entertainment. 3i Group Ord's main business is checked against these. For companies that file with the US SEC, revenue by division is also read from the filing, so a division in a prohibited business is counted. Where the check cannot be settled, the result is shown as Needs Review rather than guessed.
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