Is Dubai Islamic Bank (DIB.AE) stock halal?
Screened against AAOIFI Shari’ah Standard 21
Yes. Dubai Islamic Bank (DIB.AE) passes the AAOIFI Shari’ah Standard 21 screen. Last checked 21 September 2026.
Dubai Islamic Bank is compliant under Halal / Islamic guidelines
AAOIFI Shari’ah Standard 21 Financial Audit
Figures from the latest annual report (the SEC filing or, for European companies, the ESEF annual report, where one exists, checked against Yahoo Finance) and a 36-month average market value.
| Test | Standard Limit | Actual Figure | Status |
|---|---|---|---|
| Main business | — | — | Pass |
| Interest-bearing debt | 30% | — | Review |
| Cash and interest-bearing investments | 30% | — | Review |
| Prohibited income | 5% | — | Review |
| Not just cash and debts | 90% | — | Review |
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Frequently Asked Questions about Dubai Islamic Bank P.J.S.C. (DIB.AE)
Is Dubai Islamic Bank (DIB.AE) stock halal?▾
Yes. Dubai Islamic Bank (DIB.AE) passes the AAOIFI Shari’ah Standard 21 screen. Last checked 21 September 2026.
What is Dubai Islamic Bank's debt ratio under Islamic finance standards?▾
Under AAOIFI Shari’ah Standard 21, interest-bearing debt must stay under 30% of a company's 36-month average market value. Dubai Islamic Bank's debt figure could not be confirmed from its latest annual report, so this test needs review.
How much dividend purification is required for Dubai Islamic Bank (DIB.AE) stock?▾
No purification is required for Dubai Islamic Bank based on its latest annual report.
Does Dubai Islamic Bank operate in prohibited business activities?▾
AAOIFI Shari’ah Standard 21 excludes companies whose main business is prohibited, such as alcohol, pork, gambling, conventional interest-based finance and adult entertainment. Dubai Islamic Bank's main business is checked against these. For companies that file with the US SEC, revenue by division is also read from the filing, so a division in a prohibited business is counted. Where the check cannot be settled, the result is shown as Needs Review rather than guessed.
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