Is Bright Horizons Family Solutions (BFAM) stock halal?
Screened against AAOIFI Shari’ah Standard 21
Not settled. Bright Horizons Family Solutions (BFAM) could not be confirmed either way under the AAOIFI Shari’ah Standard 21 screen. The interest-bearing debt test couldn’t be settled: The figures give 14.8% and 34.7%, on either side of the limit. Includes lease liabilities that may be ordinary rent, which AAOIFI does not count as borrowing. We show this as Needs Review rather than guess. Last checked 18 September 2026.
Bright Horizons Family Solutions needs further review under Halal / Islamic guidelines
AAOIFI Shari’ah Standard 21 Financial Audit
Figures from the latest annual report (the SEC filing or, for European companies, the ESEF annual report, where one exists, checked against Yahoo Finance) and a 36-month average market value.
| Test | Standard Limit | Actual Figure | Status |
|---|---|---|---|
| Main business | — | — | Pass |
| Interest-bearing debt | 30% | 34.73% | Review |
| Cash and interest-bearing investments | 30% | 3.80% | Pass |
| Prohibited income | 5% | 1.61% | Pass |
| Not just cash and debts | 90% | 12.18% | Pass |
Key Findings & Observations
- The interest-bearing debt test couldn’t be settled: The figures give 14.8% and 34.7%, on either side of the limit. Includes lease liabilities that may be ordinary rent, which AAOIFI does not count as borrowing.Source: AAOIFI Shari'ah Standard 21
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Frequently Asked Questions about Bright Horizons Family Solutions Inc. (BFAM)
Is Bright Horizons Family Solutions (BFAM) stock halal?▾
Not settled. Bright Horizons Family Solutions (BFAM) could not be confirmed either way under the AAOIFI Shari’ah Standard 21 screen. The interest-bearing debt test couldn’t be settled: The figures give 14.8% and 34.7%, on either side of the limit. Includes lease liabilities that may be ordinary rent, which AAOIFI does not count as borrowing. We show this as Needs Review rather than guess. Last checked 18 September 2026.
What is Bright Horizons Family Solutions's debt ratio under Islamic finance standards?▾
Under AAOIFI Shari’ah Standard 21, interest-bearing debt must stay under 30% of a company's 36-month average market value. Bright Horizons Family Solutions's ratio is about 34.7%.
How much dividend purification is required for Bright Horizons Family Solutions (BFAM) stock?▾
Under AAOIFI Shari’ah Standard 21, shareholders should give away the part of their income that comes from prohibited sources: at most $0.9738 per share for the latest financial year. This is an upper estimate: the exact figure is not reported, so it is the most the amount could be. The amount goes to charity, without counting it as one's own donation.
Does Bright Horizons Family Solutions operate in prohibited business activities?▾
AAOIFI Shari’ah Standard 21 excludes companies whose main business is prohibited, such as alcohol, pork, gambling, conventional interest-based finance and adult entertainment. Bright Horizons Family Solutions's main business is checked against these. For companies that file with the US SEC, revenue by division is also read from the filing, so a division in a prohibited business is counted. Where the check cannot be settled, the result is shown as Needs Review rather than guessed.
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